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Modern fintech platforms have replaced slow, expensive SWIFT transfers with instant or near-instant overseas delivery.
https://mobile-payment-app-austra55321.digitollblog.com/38639445/overseas-money-transfer-australia-is-challenging-traditional-banks-with-low-fee-fintech-options-as-individuals-and-businesses-demand-quicker-cheaper-and-more-transparent-cross-border-payments